Personal Finance 360 on LinkedIn: #retirementplanning #firstjob #ira #retirementcontributions #mymetric360 (2024)

Looking for Long-Term Investment Advice to Grow $150k Cash Post-Divorce in Next 10 Years? #InvestmentAdvice #LongTermInvesting #AssetAllocationHey there! 👋 Looking for advice on long-term investing? Let's dive in and chat about how to strategically invest $150k for the next decade. Here's a breakdown of your current situation and goals:- $150k settlement post-divorce 💸- Minimal expenses currently 👌- Well-paid job in Australia 🇦🇺- Goal of owning a home in NZ in 10 years 🏡Base...Source: https://lnkd.in/gH5VAey3#mymetric360

How can I achieve my goals with $16/hr salary and no savings, aiming to return to school? #FinancialGoals #CollegeStudent #Savings #InvestmentsSetting Financial GoalsAs a recent college graduate at 20, it's important to establish clear financial goals to work towards. Here are some steps to help you achieve your goals:Define your short-term and long-term financial objectivesDevelop a budget to track your income and expensesAllocate a portion of your earnings towards savings an...Source: https://lnkd.in/gJWk_enT#mymetric360

Is it worth it to get a bank loan to consolidate high-interest debts and lower rates? #BankLoan #PayingoffDebts #InterestRatesIs Taking Out a Bank Loan to Pay Off Multiple Debts a Good Idea?In today's world, many individuals find themselves in a situation where they have accumulated multiple debts with varying interest rates. It can be overwhelming to keep track of multiple payments and the increasing interest charges. One option to consider in this scenario is taking out a ba...Source: https://lnkd.in/gdfnJch5#mymetric360

Should I buy a house with $280k savings, $70k debt, and $175k combined income? #HomeBuying #MortgageQualification #PersonalFinanceHey there, Reddit fam! 🏡💭So, I’m at that crossroads where I’m seriously considering buying a house but feeling a bit overwhelmed about navigating the whole qualification process. I know I could hit up a broker for some professional advice, but hey, who better to turn to than my trusty Reddit pals for some initial insights, am I right? 🤔💬Her...Source: https://lnkd.in/gbFhEGtY#mymetric360

How can I strategically invest my unexpected inheritance of 120k to ensure long-term growth and secure future? #UnexpectedInheritance #FinancialPlanning #InvestmentStrategyPlanning for the FutureInheriting a significant amount of money unexpectedly can be both exciting and overwhelming. It's important to make a plan for how to manage and grow this unexpected windfall, especially as a college senior about to enter the workforce. Here are some tips on how to make the most of your unexpected inheritance....Source: https://lnkd.in/gG-RmEgX#mymetric360

Feel behind in saving for retirement after paying off student loans in record time? What's next? #StudentLoanDebt #RetirementPlanning #FinancialGoalsHey everyone! 👋 I recently paid off all my student loans in just one year, but now I'm feeling a bit behind when it comes to saving for retirement. 🤔 Here's a bit about my situation:- I'm 27, working as an industrial engineer in a moderate cost-of-living area.- I make around $75k and lived frugally to pay off $27k in student loans.- I have...Source: https://lnkd.in/gdkgdxGg#mymetric360

Are labourer jobs really easy to get with a white card? Struggling to find work? #JobSearchStruggles #LabourerJobs #WhiteCard #ForkliftTrainingHey everyone! 👋 So, I recently entered the world of job hunting as a labourer after getting my white card. It's been a few days since I sent out applications, but I haven't heard back from anyone yet. 🤔I know it can be frustrating to not get a response right away, but I'm trying to stay positive! In the meantime, I'm also doing for...Source: https://lnkd.in/gc43ui7U#mymetric360

How do I balance enjoying life now with saving for future years? #FinancialPlanning #RetirementGoals #EnjoyLifeWhileYouCanHey there, fellow retirees! 🌟 Let's talk about the eternal struggle of balancing living life to the fullest and saving money for the end of years. 🤔So, you've got a decent pension, social security checks rolling in, and some sweet 401k savings. But that nagging voice in your head keeps whispering about the unknown future and the need to...Source: https://lnkd.in/gPBEwtpS#mymetric360

Is Private Health Insurance Worth It for Pregnancy Coverage with One Partner? #PrivateHealthInsurance #PregnancyCoverageHey everyone! 👋 My partner and I are thinking about starting a family soon and are considering going private for the added comfort and peace of mind during pregnancy. We've been looking into private health insurance options and are trying to figure out the best approach.Here's where we're at: - We want to go private for the familiarity and guarantee ...Source: https://lnkd.in/g3ihN6TD#mymetric360

Is spending $110-100 too much for groceries for one person? #GroceryBudget #MealPrep #HealthyEatingHey everyone! 👋 I've been crunching numbers to see if my grocery budget of $110-100 is good enough for one person's meals for the week. I've come up with a plan to meal prep breakfast, lunch, and dinner, including other essentials like toiletries. Here's what I've calculated:* 3 meals for $75* Totaling to $105.46 with additional items* Stretching out ...Source: https://lnkd.in/guUsj3BB#mymetric360